Spending more than earning.(入不敷出)
During the Ming dynasty in China, there was
a famous minister named Ni Jiaqing. He was a courageous and honourable man who
dared to voice his opinions to the king. His story is recorded in history.
In 1628, during a meeting, Ni Jiaqing
presented his advice to the king. He said:
'After auditing the accounts, I found that
our country's financial situation is extremely dangerous. Our annual
expenditure exceeds our income, and our annual budget shows a significant
deficit. Our spending far exceeds our income, with a shortfall of 2.3 million
taels of silver.'
At the time, this was a considerable sum;
at today's prices, it would be equivalent to approximately 2 billion RMB.
If a family's expenses exceed their income
over a long period, they will fall into poverty when faced with a major
unexpected event. Similarly, if a country's expenses consistently exceed its
income, it will fall into turmoil when faced with a major unexpected event.
We should immediately implement fiscal
reforms.
Although Ni Jiaqing presented his views
clearly and anxiously to the king at this meeting, the king did not heed his
advice.
At a different meeting, Ni Jiaqing told the
king:
'Although the country is currently facing
financial difficulties, you should not arbitrarily cut the budgets of important
departments, especially those related to the lives of ordinary people. Cutting
funds from these departments would severely impact people's lives.
If these departments were to be abolished,
many people would fall into poverty and a large impoverished population would
become a source of unrest. These impoverished people would unite and rebel
against the central government.
Although Ni Jiaqing presented his views
clearly and anxiously to the king at this meeting, the king did not heed his
advice.
Just as Ni Jiaqing had predicted, a few
years later the Ming Dynasty suffered unexpected floods and droughts, plunging
the people into poverty. Many of these people united to rebel against the
government, forming a resistance army.
The Ming Dynasty collapsed in 1644.
This idiom is used to describe a person,
organization, or country that spends more money than it earns.
Dear friend, what insights or lessons did you
gain from this story?
Do you have a habit of saving? What
preparations do you make in advance to deal with unexpected events?
I hope this story will give you some new
insights.
入不敷出(Spending more than earning.)
要支出的錢比收入的錢更多
中國的明王朝有一個著名的大臣，他的字叫做倪嘉慶，他是一個很正直而且很有勇氣的人，他敢於向國王提出他的意見，歷史書上記載了一個他的故事。
西元1628年，在一場會議中，倪嘉慶向國王提出他的建議。他說。
經過我的審計，我發現我們國家的財政情況非常的危險，我們每年要支出的錢比收入的錢更多，我們的國家的年度預算出現了巨大的赤字，我們的支出遠超收入，其缺口高達230萬兩白銀。
這筆錢相當的大，以當時的物價水準來評比，這筆錢大約為2026年的20億人民幣。
一個家庭如果長期處於這種支出的錢比收入的錢更多的狀態，這個家庭在遭遇到巨大意外的事故時，這個家庭就會陷入貧困，一個國家如果長期處於這種支出的錢比收入的錢更多的狀態，那麼這個國家在遭遇巨大的意外事故時，那麼這個國家將會陷入動亂。
我們應該立刻進行財政改革。
雖然倪嘉慶在這場會議中用很清楚的方式與很焦慮的態度向國王提出他的看法，但是國王沒有聽取他的意見。
又有一次，在另外一個會議上，倪嘉慶向國王說。
雖然現在國家的財政困難，但你不應該亂刪減一些重要的部門的預算，尤其一些與百姓的生活相關的部門，這些部門的錢如果刪除之後，人民的生活會收到很大的影響。
這些部門如果裁撤之後，將會有很多的百姓陷入貧困，一大群貧困的人民將會是動亂的根源，這些陷入貧困的百姓將會發生集結起來反抗中央政府的統治。
儘管倪嘉慶在這次會議上清晰而急切地向明王陳述了自己的意見，但明王並未採納他的建議。
幾年之後，明王朝就如倪嘉慶所預言，在遭受意外的水災與旱災之後，百姓的生活陷入貧困，有很多憤怒的人民集結起來反抗政府甚至集結成反抗軍來對抗明王朝的中央政府。
明王朝在1644年滅亡。
這句成語被用來形容一個人或一個組織或一個國家要支出的錢比收入的錢更多。
親愛的朋友，你聽完這個故事有什麼樣的或有什麼樣的啟發呢。
你有儲蓄的習慣嗎?你會提早做好那些準備以應付那些意外事故呢?
我希望這個故事能讓你產生一些新的收穫。
出處為明詩綜-卷71-32條
https://ctext.org/wiki.pl?if=gb&chapter=402214